Basic Life AD&D – This benefit is paid on your behalf by XPER!
The benefit is a flat amount of $20,000 and is payable to your beneficiary if you were to pass away. If you pass in an accident, your beneficiary would receive double the plans value, or $40,000. There is also a dismemberment schedule. If you were to lose a limb or eyesight, a portion of your benefit would be payable to you. The premiums are paid for 100% by XPER and you are enrolled automatically if you are full-time benefits eligible, even if you waive other benefits.
